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Your free TRUST Sheet is on its way. Give it 2 minutes; if you don't see it, check Promotions/Spam — and drag it into your main inbox so the next emails land there too.

WHEN IT ARRIVES

Open the About Me tab first.
Then fill the yellow cells in Track.

In 15 minutes you'll see your baseline — the one number most people never calculate.

Here's what happens next

tbd

Here's what happens next

Fill in Track and you'll get your baseline and your KEEP rate — a clear, honest picture of where your money really goes. No guilt, no jargon. Just the truth on one screen.

Win back your first leaks

The Reclaim tab surfaces the subscriptions and small leaks most people miss — usually €50–200 a month. That's your first hour of work, back in your pocket.

Build the habit

(10 min a month)

Wealth doesn't grow overnight. Over the next few days, I'll send a few honest emails: 70/20/10 split, and how to keep more of what you earn.

Quick questions

Is it really free?

Yes — no card, no catch. You'll get honest email updates from me, and you can unsubscribe anytime.

Do I need to be good with spreadsheets?

No. Fill the yellow cells with your own numbers — everything else calculates for you. The click-to-choose menus mean there's barely any typing.

Will you spam me?

No. A few short, honest emails to help you actually use the sheet, then only occasional value. One click to unsubscribe, always.

I don't live in the UK or the US — does it work?

Yes. It's just your own numbers, in any currency. Nothing is country-specific.

Is this financial advice?

No — it's educational. The tool tracks, it doesn't advise, and I'm not a licensed financial advisor. It shows you your own numbers so you can decide on purpose.

There are hundreds of money tools — why this one?

Because it's the exact tool I run on my own money, built around one idea: keep more of what you already earn (the “first hour” method), and clear debt before building wealth. Honest, simple, and made by someone who actually did it.

I didn't get the email — what now?

Check Promotions/Spam first. Still nothing after a few minutes? Reply to any email from me (or message @cyber_cnslt on my social media channels) and I'll sort it.