The Money You Actually Keep
The free tool that shows you exactly where your money goes each month — and how to keep more of what you already earn.

You're not bad with money — you just don't know how to KEEP it. The TRUST Sheet shows you exactly where every euro goes each month, and the simple order to start keeping more of what you already earn.
No budgeting-app guilt, no spreadsheet you'll abandon by Friday. It's the exact tool I ran on my own numbers to go from broke-on-a-good-salary to €20,000 of debt cleared— visibility first, wealth after.
Five tabs that turn "where did it all go?" into a clear plan — in about 20 minutes, built so you actually finish.
TRUST → Track · Reclaim · Understand · Save · Time
KEEP → Know your Earnings to Escape your Paycheck
Your baseline in 15 minutes — the real minimum your life costs
A debt payoff tracker — debt-free before wealth
Yellow cells = your inputs · everything else calculates for you
A Reclaim tab that finds the €50–200/month most people miss
The 70/20/10 "pay yourself first" split (from The Richest Man in Babylon)
A KEEP dashboard — the one number that matters, every month
⚠ Placeholder — swap in REAL testimonials only. Never fake one. (Or delete this whole row until you have them.)
Educational, not financial advice — this tool tracks, it doesn't advise. Your numbers stay in your own copy. As an Amazon Associate I earn from qualifying purchases.